Search Results for: banking 2.0

February 14, 2013 Posted in Business Leave a comment

Book Review–Bank 3.0

By Ben Kepes

I’ve spent a lot of time thinking about, talking with and sometimes consulting to organizations in what I think of as traditional sectors about how the rise of a new way of doing business, of communicating and of personalization affects them. From telecommunications carriers to airlines, from retail to banking

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November 16, 2012 Posted in Business 3 Comments

Banking 2.0 and The Future of Bank Branches

By Ben Kepes

As I’ve been talking to people around a particular interest area of mine – banking in the digital age – I’ve noticed an interesting cyclical progression. As digital technologies came to prominence in the 90’s, and banks looked for ways to cut costs and increase profits we saw a number

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October 25, 2012 Posted in Business Leave a comment

Mambu Aiming to Power a banking Disruption

By Ben Kepes

A recurring theme that I talk about is how traditional sectors, bloated with process and seemingly unable to innovate, are ripe for disruption. Two areas of particular interest are the telecommunications and banking industries. banking in particular is an industry that is heavily protected by regulation. This regulation helps it

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April 26, 2012 Posted in Business 3 Comments

More on Banking 2.0–Who Ya Gonna Trust?

By Ben Kepes

I’ve been writing now for a few years about Banking 2.0 – a general term that I use to describe what financial services will look like when it discovers open, social, API enablement, mobile and all the other business and technology trends that are converging today. I wrote a post

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April 12, 2012 Posted in Business 3 Comments

Social Media Doesn’t Constitute Banking 2.0–Apple and Google Get That

By Ben Kepes

While I was at SXSW last month I attended a panel (yes I know attending panels at SXSW is rare!)entitles Financial Services & Technology Rockstar Women. The panel promised to allow attendees to “Hear from global financial services and technology leaders, who happen to be women, how they use social

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September 30, 2011 Posted in Business 1 Comment

Bank Simple–Not Traditional Banking But Definitely Not Banking 2.0

By Ben Kepes

I’ve written in the past about Banking 2.0 – a concept that sees the flexibility and openness of web 2.0 bought that most staid of industries, banking. As I see it, like the web we now know, banking 2.0 would involve banks creating APIs that would allow (and yes, after

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March 21, 2011 Posted in Business 1 Comment

Cashflow and the Clouds. A Need for More Engagement

By Ben Kepes

I recently published a CloudU whitepaper looking at the economics of Cloud Computing. In it I pointed out the added value that cloud computing can bring, beyond any cost savings. Case in point: a local bank has introduced a service for SMBs that is better known in medium-sized businesses. Factoring

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May 13, 2010 Posted in enterprise, Strategy Leave a comment

Banking 2.0, The Cloud and Safety in Numbers

By Ben Kepes

A while ago, Alex Williams posted about a consortium made up of three banks – Bank of America, Commonwealth Bank of Australia and Deutsche Bank – that was specifically set up as a buying alliance to source cloud infrastructure. Alex’s take on it was that this move was made because

November 4, 2008 Posted in Business, Economic Development, Efficiency, New business, New Zealand, Society, Strategy 7 Comments

Banking 2.0 (Or At Least a Start)

By Ben Kepes

I’m not a huge fan of banks. While they’re (currently a necessary evil) – it’s hard not to think that they’re generally just a middle man taking a (substantial) cut for no real benefit. I mean if they provided a great service and made our lives easier we wouldn’t mind

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August 23, 2008 Posted in Business, Design, IT, New Zealand, Society, Strategy 4 Comments

It’s not banking 2.0 but it’s the closest we’ve got…

By Ben Kepes

I’m somewhat dismissive of banks in general, having seen how slow they are to move with the times, how threatened they feel with offerings that challenge them, and how mired they are in the status quo generally. However this guest post by Kiwibank developer Jay Nielson restores some of my

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The Author

Ben Kepes is a technology evangelist, an investor, a commentator and a business adviser. Ben covers the convergence of technology, mobile, ubiquity and agility, all enabled by the Cloud. His areas of interest extend to enterprise software, software integration, financial/accounting software, platforms and infrastructure as well as articulating technology simply for everyday users.

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